https://financialdiaries.ca/2026/03/05/how-do-some-lower-income-canadians-pay/https://financialdiaries.ca/wp-content/uploads/2026/03/best-way-to-pay-canadian-cash-or-card.pngbest-way-to-pay-canadian-cash-or-cardhttps://financialdiaries.ca/wp-content/uploads/2026/03/best-way-to-pay-cash-or-card.pngbest-way-to-pay-cash-or-cardhttps://financialdiaries.ca/wp-content/uploads/2026/03/how-do-low-income-people-pay-for-things-cash.pnghow-do-low-income-people-pay-for-things-cashhttps://financialdiaries.ca/wp-content/uploads/2026/03/how-do-people-pay-for-things-cash.pnghow-do-people-pay-for-things-cashhttps://financialdiaries.ca/wp-content/uploads/2026/03/how-do-people-pay-for-things-cash-or-card.pnghow-do-people-pay-for-things-cash-or-cardhttps://financialdiaries.ca/wp-content/uploads/2026/03/how-do-people-pay-for-things-cash-credit-debit.pnghow-do-people-pay-for-things-cash-credit-debit2026-03-05T13:34:50+00:00monthlyhttps://financialdiaries.ca/2026/02/02/online-banker-makes-deal-with-canada-post-to-offer-some-services-at-the-post-office/https://financialdiaries.ca/wp-content/uploads/2026/02/banking-at-a-post-office-foreground-the-post-office-sign.pngbanking-at-a-post-office-foreground-the-post-office-signhttps://financialdiaries.ca/wp-content/uploads/2026/02/banking-at-a-post-office.pngbanking-at-a-post-office2026-02-02T15:45:30+00:00monthlyhttps://financialdiaries.ca/2025/12/18/diarist-profiles/https://financialdiaries.ca/wp-content/uploads/2025/12/pexels-photo-5980870.jpegmini shopping cart with cash and gold bitcoin coins inside standing on a laptopPhoto by Karola G on <a href="https://www.pexels.com/photo/mini-shopping-cart-with-cash-and-gold-bitcoin-coins-inside-standing-on-a-laptop-5980870/" rel="nofollow">Pexels.com</a>https://financialdiaries.ca/wp-content/uploads/2025/12/image.pngimage2025-12-18T14:42:58+00:00monthlyhttps://financialdiaries.ca/working-papers/https://financialdiaries.ca/wp-content/uploads/2021/03/pexels-photo-6457521.jpegmultiethnic businesswomen checking information in documentsPhoto by Alexander Suhorucov on <a href="https://www.pexels.com/photo/multiethnic-businesswomen-checking-information-in-documents-6457521/" rel="nofollow">Pexels.com</a>https://financialdiaries.ca/wp-content/uploads/2021/03/pexels-photo-259200.jpegbank blur business buyPhoto by Pixabay on <a href="https://www.pexels.com/photo/bank-blur-business-buy-259200/" rel="nofollow">Pexels.com</a>2025-12-04T19:46:22+00:00weekly0.6https://financialdiaries.ca/team/https://financialdiaries.ca/wp-content/uploads/2025/11/queens-logo-2.pngqueens-logohttps://financialdiaries.ca/wp-content/uploads/2025/11/queens-logo-1.pngqueens-logohttps://financialdiaries.ca/wp-content/uploads/2025/11/queens-logo.pngqueens-logohttps://financialdiaries.ca/wp-content/uploads/2021/03/pexels-photo-3183183.jpegphoto of people leaning on wooden tablePhoto by fauxels on <a href="https://www.pexels.com/photo/photo-of-people-leaning-on-wooden-table-3183183/" rel="nofollow">Pexels.com</a>https://financialdiaries.ca/wp-content/uploads/2018/12/sshrc.jpgsshrchttps://financialdiaries.ca/wp-content/uploads/2017/09/louis-amal-365304.jpglouis-amal-365304https://financialdiaries.ca/wp-content/uploads/2017/09/christopher-burns-189796.jpgchristopher-burns-1897962025-12-01T14:44:43+00:00weekly0.6https://financialdiaries.ca/contact/https://financialdiaries.ca/wp-content/uploads/2025/11/facebook-brands-solid-full-2.pngfacebook-brands-solid-fullhttps://financialdiaries.ca/wp-content/uploads/2025/11/phone-solid-full-2.pngphone-solid-fullhttps://financialdiaries.ca/wp-content/uploads/2025/11/phone-solid-full-1.pngphone-solid-fullhttps://financialdiaries.ca/wp-content/uploads/2025/11/square-linkedin-brands-solid-full-1.pngsquare-linkedin-brands-solid-fullhttps://financialdiaries.ca/wp-content/uploads/2025/11/facebook-brands-solid-full-1.pngfacebook-brands-solid-fullhttps://financialdiaries.ca/wp-content/uploads/2025/11/square-linkedin-brands-solid-full.pngsquare-linkedin-brands-solid-fullhttps://financialdiaries.ca/wp-content/uploads/2025/11/facebook-brands-solid-full.pngfacebook-brands-solid-fullhttps://financialdiaries.ca/wp-content/uploads/2025/11/envelope-open-solid-full.pngenvelope-open-solid-fullhttps://financialdiaries.ca/wp-content/uploads/2025/11/phone-solid-full.pngphone-solid-full2025-11-28T20:45:36+00:00weekly0.6https://financialdiaries.ca/2025/11/26/feeling-excluded-in-financial-environments-challenges-and-strategies-to-promote-financial-inclusion-for-adults-with-post-stroke-communication-disabilities/https://financialdiaries.ca/wp-content/uploads/2025/11/chatgpt-image-nov-26-2025-11_07_30-am.pngChatGPT Image Nov 26, 2025, 11_07_30 AM2025-11-26T17:17:29+00:00monthlyhttps://financialdiaries.ca/about/https://financialdiaries.ca/wp-content/uploads/2021/03/pexels-photo-4199139.jpegcouple buying groceries at a supermarketPhoto by Jack Sparrow on <a href="https://www.pexels.com/photo/couple-buying-groceries-at-a-supermarket-4199139/" rel="nofollow">Pexels.com</a>2025-11-24T22:23:51+00:00weekly0.6https://financialdiaries.ca/what-are-the-diaries/https://financialdiaries.ca/wp-content/uploads/2017/09/books-bookstore-book-reading-159711.jpegbooks in black wooden book shelfPhoto by Pixabay on <a href="https://www.pexels.com/photo/books-in-black-wooden-book-shelf-159711/" rel="nofollow">Pexels.com</a>https://financialdiaries.ca/wp-content/uploads/2017/09/niels-steeman-262087.jpgniels-steeman-2620872025-11-24T22:23:39+00:00weekly0.6https://financialdiaries.ca/theory/https://financialdiaries.ca/wp-content/uploads/2017/09/pro-image-photography-126712.jpgpro-image-photography-1267122025-11-24T22:23:19+00:00weekly0.6https://financialdiaries.ca/the-methods/https://financialdiaries.ca/wp-content/uploads/2017/09/gaetan-boutet-46711.jpggaetan-boutet-467112025-11-24T22:23:08+00:00weekly0.6https://financialdiaries.ca/some-other-financial-diaries-projects/https://financialdiaries.ca/wp-content/uploads/2021/03/pexels-photo-6964332.jpegcouple people woman deskPhoto by Mikhail Nilov on <a href="https://www.pexels.com/photo/couple-people-woman-desk-6964332/" rel="nofollow">Pexels.com</a>2025-11-24T22:05:11+00:00weekly0.6https://financialdiaries.ca/objectives/https://financialdiaries.ca/wp-content/uploads/2025/11/pexels-rdne-9034765.jpgpexels-rdne-9034765https://financialdiaries.ca/wp-content/uploads/2025/11/pexels-photo-3782236.jpegpexels-photo-3782236Photo by Polina Zimmerman on <a href="https://www.pexels.com/photo/notes-on-board-3782236/" rel="nofollow">Pexels.com</a>https://financialdiaries.ca/wp-content/uploads/2017/09/christine-roy-343235.jpgchristine-roy-3432352025-11-24T22:04:14+00:00weekly0.6https://financialdiaries.ca/2024/02/27/new-study/https://financialdiaries.ca/wp-content/uploads/2024/02/pexels-photo-4427643.jpegman in blue and white stripe polo shirt holding banknotePhoto by cottonbro studio on <a href="https://www.pexels.com/photo/man-in-blue-and-white-stripe-polo-shirt-holding-banknote-4427643/" rel="nofollow">Pexels.com</a>2025-11-24T21:42:23+00:00monthlyhttps://financialdiaries.ca/2024/04/29/new-results/https://financialdiaries.ca/wp-content/uploads/2024/04/uk.jpgUk2025-11-24T21:40:56+00:00monthlyhttps://financialdiaries.ca/2025/07/14/what-does-numeracy-add-exploring-financial-literacy-numeracy-and-other-skills-among-low-income-adults-in-canada-and-the-uk/https://financialdiaries.ca/wp-content/uploads/2025/07/home_1.webphome_12025-11-24T21:40:43+00:00monthlyhttps://financialdiaries.ca/2025/07/16/helping-people-access-benefits-millions-of-unclaimed-federal-dollars-are-available/https://financialdiaries.ca/wp-content/uploads/2025/07/government.webpgovernment2025-11-24T21:38:57+00:00monthlyhttps://financialdiaries.ca/2025/10/30/research-on-financial-literacy-indicators/https://financialdiaries.ca/wp-content/uploads/2025/10/pexels-rafael-quaty-37077235-17630214.jpgpexels-rafael-quaty-37077235-176302142025-11-24T21:38:26+00:00monthlyhttps://financialdiaries.ca/2025/07/21/pub-triennial-report-on-2024-payday-loan-review/https://financialdiaries.ca/wp-content/uploads/2025/07/money-mart.jpgMoney Mart2025-11-24T21:37:57+00:00monthlyhttps://financialdiaries.ca/2025/10/30/bank-closures-in-ontario-spark-concern-about-financial-access/https://financialdiaries.ca/wp-content/uploads/2025/10/onterio-banks.webpOnterio-banks2025-11-24T21:35:59+00:00monthlyhttps://financialdiaries.ca/2023/02/10/7-ideas-to-end-cycles-of-poverty-in-b-c-communities/2025-10-30T13:57:11+00:00monthlyhttps://financialdiaries.ca/2023/10/17/the-social-policy-blog/2025-10-30T13:56:37+00:00monthlyhttps://financialdiaries.ca/2023/09/12/new-financial-diaries-project-in-the-uk/2025-10-30T13:55:58+00:00monthlyhttps://financialdiaries.ca/2023/09/08/research-collaboration-with-chasm-university-of-birmingham/2025-10-30T13:40:35+00:00monthlyhttps://financialdiaries.ca/2021/01/08/participant-financial-diary/2025-01-08T15:11:28+00:00monthlyhttps://financialdiaries.ca/2021/02/24/full-time-employed-diaries-participants-frugal-or-updwardly-mobile/https://financialdiaries.ca/wp-content/uploads/2021/02/pexels-photo-6068977.jpegwoman in yellow jacket sitting on chairPhoto by cottonbro on <a href="https://www.pexels.com/photo/woman-in-yellow-jacket-sitting-on-chair-6068977/" rel="nofollow">Pexels.com</a>2023-12-04T20:32:30+00:00monthlyhttps://financialdiaries.ca/2021/03/05/the-finances-of-precariously-employed-participants/https://financialdiaries.ca/wp-content/uploads/2021/01/pexels-photo-5920658.jpegdiverse couple choosing food at counterPhoto by Kampus Production on <a href="https://www.pexels.com/photo/diverse-couple-choosing-food-at-counter-5920658/" rel="nofollow">Pexels.com</a>2023-12-04T20:31:48+00:00monthlyhttps://financialdiaries.ca/2022/11/01/the-finances-of-mainly-unemployed-and-retired-participants-phased-one/2023-12-04T20:30:38+00:00monthlyhttps://financialdiaries.ca/2023/10/12/calgary-financial-empowerment-organization-pilots-a-mini-financial-diary-component-within-a-matched-savings-program/2023-10-11T18:19:20+00:00monthlyhttps://financialdiaries.ca/2023/10/02/new-student-based-projects/2023-10-02T09:48:59+00:00monthlyhttps://financialdiaries.ca/2023/06/09/canadian-financial-diaries-field-research-methods-phase-2/2023-06-09T15:42:48+00:00monthlyhttps://financialdiaries.ca/2023/03/23/the-mixed-impact-of-care-work-on-the-finances-of-low-income-canadians-insights-from-the-canadian-financial-diaries-research-project/2023-03-22T16:20:11+00:00monthlyhttps://financialdiaries.ca/2022/10/18/inventory-of-posts/2023-01-09T20:58:56+00:00monthlyhttps://financialdiaries.ca/2022/12/20/quantity-vs-quality-of-life-1-of-2/https://financialdiaries.ca/wp-content/uploads/2022/12/presentation1.jpgpresentation12022-12-19T03:16:07+00:00monthlyhttps://financialdiaries.ca/2022/12/20/quantity-vs-quality-of-life-2-of-2/https://financialdiaries.ca/wp-content/uploads/2022/12/presentation12.jpgpresentation122022-12-19T03:15:18+00:00monthlyhttps://financialdiaries.ca/2022/11/15/the-resp-and-insights-from-the-canadian-financial-diaries-research-project-nov-2022/2022-11-12T20:16:02+00:00monthlyhttps://financialdiaries.ca/2022/11/14/able-financial-empowerment-network-2018/2022-11-12T20:13:53+00:00monthlyhttps://financialdiaries.ca/2022/11/14/early-insights-from-the-research-process-in-phase-1-canadian-financial-diaries-research-project/2022-11-12T20:13:15+00:00monthlyhttps://financialdiaries.ca/2022/11/14/canadian-financial-diaries-research-project/2022-11-12T20:12:58+00:00monthlyhttps://financialdiaries.ca/2022/11/14/canadian-economics-association-meetings-2019/2022-11-12T20:12:20+00:00monthlyhttps://financialdiaries.ca/2022/11/14/using-the-financial-diary-methodology-to-generate-hypotheses-to-test-with-national-survey-data-qualitative-insights-about-financial-vulnerability/2022-11-12T20:09:08+00:00monthlyhttps://financialdiaries.ca/2022/11/14/canadian-financial-diaries-research-projectmethod-early-phase-1-results/2022-11-12T20:06:36+00:00monthlyhttps://financialdiaries.ca/2022/10/18/interview-about-canada-posts-new-loan-scheme/2022-10-18T15:54:30+00:00monthlyhttps://financialdiaries.ca/2022/10/13/leaning-against-the-wind/2022-10-18T15:51:57+00:00monthlyhttps://financialdiaries.ca/2022/10/13/new-book/2022-10-18T15:47:31+00:00monthlyhttps://financialdiaries.ca/2021/09/09/connecting-the-circle-participants-feedback-on-diaries-phase-1-research-results/2022-10-18T15:44:24+00:00monthlyhttps://financialdiaries.ca/2021/09/08/financial-exclusion-and-gender-inequity-among-low-income-women-in-canada/2022-10-18T15:43:05+00:00monthlyhttps://financialdiaries.ca/2021/08/30/video-to-promote-cfd-phase-two/2022-10-18T15:41:17+00:00monthlyhttps://financialdiaries.ca/2021/04/27/how-this-tax-season-has-impacted-poverty/https://financialdiaries.ca/wp-content/uploads/2021/04/pexels-photo-6863250.jpegtax documents on the tablePhoto by Nataliya Vaitkevich on <a href="https://www.pexels.com/photo/tax-documents-on-the-table-6863250/" rel="nofollow">Pexels.com</a>2022-10-18T15:36:30+00:00monthlyhttps://financialdiaries.ca/2021/02/05/cfdiaires-research-contributes-to-report-on-basic-income/https://financialdiaries.ca/wp-content/uploads/2021/02/pexels-photo-267582.jpegeyeglasses on open bookPhoto by Pixabay on <a href="https://www.pexels.com/photo/eyeglasses-on-open-book-267582/" rel="nofollow">Pexels.com</a>2022-10-18T15:33:06+00:00monthlyhttps://financialdiaries.ca/2021/03/11/the-multiple-costs-of-covid-on-less-wealthy-households/2022-10-18T15:24:49+00:00monthlyhttps://financialdiaries.ca/2021/03/10/control-sufficiency-and-social-support-lessons-from-low-income-canadians-about-financial-wellbeing/2022-10-18T15:17:56+00:00monthlyhttps://financialdiaries.ca/2021/01/20/new-report/https://financialdiaries.ca/wp-content/uploads/2021/01/numbers-money-calculating-calculation.jpgnumbers money calculating calculationPhoto by Breakingpic on <a href="https://www.pexels.com/photo/numbers-money-calculating-calculation-3305/" rel="nofollow">Pexels.com</a>2022-10-18T15:12:18+00:00monthlyhttps://financialdiaries.ca/2021/01/18/video-introducing-how-are-low-and-modest-middle-income-canadians-financially-faring-through-the-pandemic/2022-10-18T15:09:47+00:00monthlyhttps://financialdiaries.ca/2020/11/19/video-explains-purpose-and-process-of-diaries-and-introduces-some-staff-and-participants/2022-10-18T14:33:48+00:00monthlyhttps://financialdiaries.ca/2020/09/24/phase-1-participants-graduating-and-data-collection-nearing-completion/2022-10-18T14:27:19+00:00monthlyhttps://financialdiaries.ca/2020/09/24/covid-19-access-to-basic-banking-and-alternative-financial-services/2022-10-18T14:25:26+00:00monthlyhttps://financialdiaries.ca/2020/05/04/new-report-investigates-how-reforms-to-canadas-retirement-income-system-will-effect-people-with-low-income/2022-10-18T13:52:46+00:00monthlyhttps://financialdiaries.ca/2019/06/04/regulatory-scan-on-diaries-related-research-drafted/2022-10-18T13:29:20+00:00monthlyhttps://financialdiaries.ca/2019/09/04/how-did-we-undertake-phase-1-of-the-diaries-project/2021-12-07T01:47:15+00:00monthlyhttps://financialdiaries.ca/2019/08/04/report-on-income-tax-return-module-of-the-canadian-financial-diaries/2021-12-07T01:46:49+00:00monthlyhttps://financialdiaries.ca/2021/08/30/does-canada-need-an-official-and-fair-usury-cap/2021-12-07T01:44:36+00:00monthlyhttps://financialdiaries.ca/2020/11/19/financial-practices-of-our-diarists/2021-12-07T01:43:34+00:00monthlyhttps://financialdiaries.ca/2020/11/24/gender-balance-of-the-cfd-phase-1-group/2021-12-07T01:42:28+00:00monthlyhttps://financialdiaries.ca/2021/06/04/london-u-k-financial-diaries-interesting-results/https://financialdiaries.ca/wp-content/uploads/2021/06/pexels-photo-3656855.jpegwhite and brown wooden tilesPhoto by Suzy Hazelwood on <a href="https://www.pexels.com/photo/white-and-brown-wooden-tiles-3656855/" rel="nofollow">Pexels.com</a>2021-11-27T17:24:17+00:00monthlyhttps://financialdiaries.ca/2021/10/20/indigenous-womans-experience-with-bank-exclusion-in-winnipeg/2021-11-27T17:22:10+00:00monthlyhttps://financialdiaries.ca/2021/03/31/this-tax-season-poses-extra-challenges/https://financialdiaries.ca/wp-content/uploads/2021/03/pexels-photo-6863244.jpegtax documents on the tablePhoto by Nataliya Vaitkevich on <a href="https://www.pexels.com/photo/tax-documents-on-the-table-6863244/" rel="nofollow">Pexels.com</a>2021-03-31T14:04:25+00:00monthlyhttps://financialdiaries.ca/2020/11/19/evidence-of-financial-resourcefulness-of-low-income-canadians-snapshots-of-five-families-finances/2021-03-10T20:04:12+00:00monthlyhttps://financialdiaries.ca/2020/01/04/participants-thoughts-about-financial-wellbeing-and-literacy-a-pilot-study/2021-03-04T19:41:07+00:00monthlyhttps://financialdiaries.ca/2019/09/04/financial-practices-of-our-diarists-2/2021-03-04T19:40:38+00:00monthlyhttps://financialdiaries.ca/2020/09/24/diaries-project-contributes-to-toronto-star-article-on-cashless-economy-dynamic/2021-03-04T19:22:07+00:00monthlyhttps://financialdiaries.cadaily1.02026-03-05T13:34:50+00:00